Can I still afford it if my healthcare bill runs to a few hundred thousand dollars?

sgmatters.com can i still afford it if my healthcare bill runs to a few hundred thousand dollars can i still afford it if my healthcare bill runs to a few hundred thousand dollars 2

No matter if they are admitted to B2 or C class wards in public hospitals, patients will be eligible for up to 80% in subsidies.

You can afford it with generous government grants, insurance, and MediSave. This is not a meaningless statement. Many people have testified to it.

Case 1

A prematurely born baby spent 5 months in the neonatal intensive care unit. The medical bill totalled more than $326,000. Kenneth Tiang, the baby’s father, revealed that he paid nothing out of pocket.

The government grant was a whopping $249,531. That’s 76% of the medical bill. 

MediShield Life accounted for $72,372. Medisave paid $4249.

sgmatters.com can i still afford it if my healthcare bill runs to a few hundred thousand dollars can i still afford it if my healthcare bill runs to a few hundred thousand dollars

Case 2

In the second case, the patient was admitted to the ICU and a high-dependency ward before being transferred to a rehabilitation hospital. A shunt was also implanted to drain fluid from the brain to the abdominal cavity. The total medical bill was $54,883.41.

The government grant is $42,538.70 represented nearly 78% of the total medical bill.

GST was absorbed by the government as usual: $864.13. The total amount owed was $12,452.71. This amount was covered by insurance. Finally, for this patient, there is no MediSave payment and no out-of-pocket payment.

sgmatters.com can i still afford it if my healthcare bill runs to a few hundred thousand dollars can i still afford it if my healthcare bill runs to a few hundred thousand dollars 1

Case 3

In this third case, the patient stayed in the hospital for nine days. The total amount of expenses was $13,154.

Government subsidies totalled $9,493, which is approximately 72% of the bill.

MediShield Life accounted for $2,060 while MediSave paid for $1,729. In the end, there was zero out-of-pocket payment.

sgmatters.com can i still afford it if my healthcare bill runs to a few hundred thousand dollars can i still afford it if my healthcare bill runs to a few hundred thousand dollars 2

The medical bill for an elderly patient who was hospitalised at TTSH for ten days. A surgical implant on the hip bone is included in the bill.

The total charges came to $13,393.32.

Government subsidies at $9,654.70 are around 72% of total charges.

MediShield Life paid $1663.76 and Medisave paid $2184.86. Eventually, the out-of-pocket fee is $0.
sgmatters.com can i still afford it if my healthcare bill runs to a few hundred thousand dollars can i still afford it if my healthcare bill runs to a few hundred thousand dollars

These are just a few examples from real life. They are far from the exceptions. Many people who have had to use our public hospitals’ medical services can attest to their affordability.

sgmatters.com can i still afford it if my healthcare bill runs to a few hundred thousand dollars can i still afford it if my healthcare bill runs to a few hundred thousand dollars 3
sgmatters.com can i still afford it if my healthcare bill runs to a few hundred thousand dollars can i still afford it if my healthcare bill runs to a few hundred thousand dollars 4
sgmatters.com can i still afford it if my healthcare bill runs to a few hundred thousand dollars can i still afford it if my healthcare bill runs to a few hundred thousand dollars 5

We have a good healthcare system that makes it affordable for all. Even for the poorest, in the event that they cannot pay at all, there is MediFund which will help to settle the bill for them.

No one in Singapore will be in a situation where they are too poor to afford to see a doctor. With the Pioneer and Merdeka Generation Packages, healthcare is made even more affordable for these groups of people and their families. So never let anyone mislead you into staying away from the doctor.

Having the right attitude is also important. This includes accepting the fact that we will also do our part to co-pay for healthcare. It’s called personal responsibility. This is where MediSave comes in. It makes it easier for most of us to co-pay a small portion of the bill.

sgmatters.com can i still afford it if my healthcare bill runs to a few hundred thousand dollars can i still afford it if my healthcare bill runs to a few hundred thousand dollars 6

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