One must remember that affordability does not mean having all our expectations and desires met. It means adjusting our expectations to fit our financial ability.
Even for the low income earner, a new BTO is still within reach, made possible by a maximum grant of $80,000. Take note that this grant stays with the home owner even when he sells his flat later on. It is money deposited into his CPF account and becomes part of his CPF savings. It is literally a gift from the government, a form of wealth transfer to help those with less.